Why is FastLoanDirect the Right Choice for You?

That is a great question and this is why...

One Simple Form

Our online forms are easy to fill out from the comfort of your own home and can be completed in minutes.

More Lenders More Options

Based on the information provided, we will connect you with one of the lenders in our network.

Next Day Direct Deposit

Once approved by a lender, your funds are deposited directly into your account as soon as the next business day.

Important Information & Frequently Asked Questions

Personal loans offer flexibility that other types of loans such as car loans and mortgage loans do not offer, since it can be used for a variety of reasons. Personal loans are repaid over a fixed period of time and often times carry a fixed interest rate. Once approved by a lender, you will receive your loan amount up front, and be required to pay the money back with interest in regular monthly payments to your lender.
FastLoanDirect services are provided free of charge to you. However, the lender you are connected with will typically charge you applicable fees and/or interest depending on the lender and the loan agreement. No matter the case, before you sign any loan agreement, the lender must provide you with full disclosure of the terms of the loan agreement so you can make the decision that is right for you. Please note that it is important to read through the terms of the agreement prior to signing.
The Annual Percentage Rate (APR) is the annual rate charged for borrowing and is expressed as a percentage that represents the actual yearly cost of funds over the term of the loan. As loans can vary in terms of interest-rate structure, transaction fees, late penalties and other factors, a standardized computation such as the APR provides borrowers with a bottom-line number they can easily compare to rates charged by other lenders. Because FastLoanDirect does not provide loans itself, it is important to contact the lender you are connected with directly to obtain the specific details of your loan agreement.
The personal loans offered by lenders in our network have a 61-day minimum repayment and a 72-month maximum repayment term. Each lender has to explicitly describe the loan on the loan agreement, therefore we advise that before accepting any loan, you read the loan agreement , especially the parts that contain detailed information about APR and repayment terms.
Every lender has different late payment penalties and policies. Generally speaking, if you are late on a payment, a lender may charge you with a late penalty. Thus, it is important to set yourself a reminder so that issues of late payment or non-payment do not occur. Because non-payment and late payment penalties differ by lender, please contact the lender you are connected with directly if you have any concerns or issues repaying your loan.

Representative Examples of APR, Total Loan Costs & Fee

LOAN AMOUNT $1,000 $2,000 $2,500 $5,000
INTEREST RATE 24.00% 19.00% 16.00% 13.00%
LOAN TERM 12 Mos 24 Mos 36 Mos 48 Mos
FEE 3.00% 5.00% 10.00% 12.00%
MONTHLY PAYMENT $94.56 $100.82 $87.89 $131.67
APR 29.82% 24.12% 22.93% 18.23%
TOTAL PAYMENTS $1,134.72 $2,419.68 $3,164.13 $6,320.12
TOTAL COSTS $164.72 $519.68 $914.13 $1,920.12

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What is a personal loan?

A personal loan is a way for an individual to receive up to $35,000 in funding. It is a loan that can be used for home enhancements, luxury item purchases, vehicle repairs or bill payments. The length of the loan is called the term and can range all the way up to 180 days, depending on the lender. Our simple Online Form does not contain any long questions. Instead, it asks for your basic information and a location for where you would like the loan to be sent to. It is that easy!

Basic Loan Requirements

  • Must be at least 18 years old
  • Must be a U.S. citizen.
  • Currently employed or receive steady income.
  • Have a bank account to receive the funds, ideally with direct deposit.

Get the money you need so you can...

Home Improvements

Get Home Improvements

Whether it’s to remodel your kitchen, fix a leaking pipe, modernizing your bathroom, or updating your lighting, our lenders are here to make your life easier with a personal loan.

LAte Payments

Take Care of Unexpected Car Expenses

We at FastLoanDirect understand that sometimes spending money on car repair is a necessity that can come at the most unexpected moment. A personal loan might be a perfect fit for such a time.

Home Improvements

Home Travel Funds

We all get the travel bug once in a while. Make booking flights, hotels and activities stress free with a personal loan from one of our lenders.

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