8 Ways to Get Cash Instantly

Did you know that around 71% of Americans stated in an Experian report that they felt their paycheck couldn’t keep up with inflation? Additionally, 29% of the report’s respondents stated that they would barely be able in the month of April 2022 to make ends meet.

If you’re one of the many Americans feeling financial strain, and you’ve suddenly found yourself in a financial situation, you might be feeling stressed.

Fortunately, there are ways you can get cash instantly. In this article, we’ll review the different ways you can get instant cash.

Finally, you can get the money you need and pay for whatever you need to, fast. Read on to learn more.

1. Sell Your Unused Gift Cards

Do you have any gift cards that you don’t plan on using? In this case, you can get instant cash for them through Cardpool kiosks. As long as the value of your gift card is $15 to $1,000, you can get some money back by selling them.

The amount of instant cash you get depends on whether you sell your cards online or in person.

If you go to the kiosk, they’ll pay you a maximum of 85% of its value. If you sell through their website, they’ll pay you a maximum of 92% of its value.

2. Ask for a Payroll Advance

Another way you can get money instantly is by asking for a payroll advance. Usually, you won’t have to pay any fees when you get a payroll advance, paying it back instead with a payroll deduction later down the line.

Depending on your company, you might even be able to get a low-cost loan from them if you’re in an emergency.

3. Earnin

Speaking of payroll advances, Earnin is an option you can use that works similarly. This is an app through which you can get an advance that you’ll repay on payday in a lump sum—with no interest! However, you’ll have to pay a donation and give them access to your work timesheets and bank account.

4. Credit Card Cash Advance

Do you have a credit card with an account that’s in good standing? In this case, you can get a cash advance through your credit card account. You’ll have to pay a fee (usually around 5% of how much you’re borrowing) and interest (which could be around 30%).

5. Consolidate Your Debt

If you have multiple debt payments that you’ve been struggling to keep up with, you could potentially consolidate all these debts. Then, you could lower your payments for all these debts through a personal loan.

If your credit is good, then you could move these debts onto a credit card that has 0% introductory interest via a balance transfer.

6. Switch to Another Cell Phone Plan

Another way to get cash instantly is by switching to another cell phone plan. Some of them will offer rates that are quite cheap. For example, if you switch to FreedomPop, you can get a basic data and voice service for free.

There is a catch with such services, however. You’ll have to bring your phone or buy one from them.

If you aren’t ready to sell your phone, then another option is to pay for a prepaid cell phone plan. This can cost you around $30 per month (or even less).

7. Pay Less for Your Insurance Premiums

Did you know that one of the car insurance industry’s secrets is that premiums can vary significantly from company to company, even when they’re covering the same driver for the very same coverage? This variation can amount to hundreds of dollars.

For this reason, you should compare quotes that different car insurers give you. This way, you can find a better deal and cut down on the amount you pay in premiums.

Do you like the carrier you have already? In this case, see what discounts they might have available. For example, you might be able to get one if you haven’t been in an accident in the last three years.

Note that you can also cut down your insurance premiums for homeowners insurance. You can shop around to find out whether you qualify for discounts based on things such as being a non-smoker or staying claim-free.

8. Personal Loan

If you’re looking for a quick loan, you can get one in the form of a personal loan. Even if you have a bad credit history, you might be eligible for a fast loan of this type. Many benefits come from getting a personal loan, such as next day direct deposit and more options through more lenders.

Personal loans also offer you more flexibility than other loan types might not (such as mortgage or cash loans).

Whatever financial emergency you’ve found yourself faced with, a personal loan can help you get out of it and back on your feet again.

Want to Get Cash Instantly?

Now that you’ve learned how to get cash instantly, you might want to use one of the strategies we’ve reviewed here. In this case, you should get a personal loan through FastLoanDirect. Even if you have bad credit or credit at all, you can get a loan.

All you have to do is go online, fill out a short application, and you’ll hear back in no time about getting the money you need. To apply for a loan through FastLoanDirect, get started now.