Are you considering borrowing money to pay for necessary expenses, an unexpected emergency, or some other need? Today’s economy is a challenge for many, and it’s […]

Since 42% of Americans are struggling financially, alternative sources of accessing money are becoming more and more important. Short-term loans are one of the most popular and […]

As of the third quarter of 2022, 22 million Americans had unsecured personal loans, which made it a record high. And this is excluding secured personal […]

Are you considering taking out a payday loan? If you're worried you'll get into a debt trap, here are some strategies for repaying small payday loans.

Not including retirement funds, most Americans have anywhere between $3,200 to $6,400 in their savings. While this can be enough to get you through an emergency, […]

You are staying afloat, living paycheck-to-paycheck. Suddenly something happens, and you need fast cash. Borrowing money seems impossible because of a low credit rating, high debt, […]

If you’re among the 77% of Americans who constantly worry about money, the idea of an emergency is likely extremely scary. Having money in reserve isn’t […]

While personal loan debt only makes up 1% of total consumer debt, there is still 21.1 million in outstanding personal loan debt.  In 2019, there was […]

Bad credit reports and low credit scores are often due to short or non-existent credit history. They can also be the result of late payments or […]

Do you need access to cash as quickly as possible? There are a variety of financial emergencies that can arise, from surprise car malfunctions to major car […]

Did you know that 108 million Americans have a low credit score? In addition, 16% of the country’s population doesn’t have a credit score at all. […]

In 2022, $192 billion in consumer debt came from personal loans or online installment loans. This is a surprising $46 billion increase from just a year earlier.  The […]

According to one report, the average American has spent nearly $2,000 on auto repairs over the last five years. When your vehicle breaks down, you need to […]

Did you know that the average American has approximately $90,000 worth of debt? That’s a staggering amount, and it can have devastating effects on your financial […]

Do you have a low credit score? If you do, you’re going to have a difficult time buying a home or renting an apartment. You’re also […]

56% of Americans say they don’t have the money in savings or an emergency fund for a $1,000 unexpected expense. They would need to go into […]

Did you know that the average amount of debt that an American has is greater than $90,000? This includes all debt types, including student debt, mortgages, credit […]

As of November 2022, the annual rate of inflation in the U.S. was 7.1%. While the cost of inflation rises, Americans are still living paycheck to […]

Did you know that there are more than 80,000 people employed in check cashing and payday loan services around the country? That is a strong reflection […]

Needing to borrow more money these days? This is the story for people all around the country. In fact, in late 2022, personal debt levels reached […]

According to recent survey findings from the Federal Reserve, American adults that are able to cover small emergency expenses are at their highest level since 2013.  The […]

Did you know that, according to CNBC, credit card balances went up 15% in 2022’s third quarter, making the increase, year-over-year, the greatest it had been in over […]

When weighing up a personal loan vs car loan, what's the difference and which is right for you? We're laying out the key considerations here.

Imagine running the business of your dreams, but the business is quickly running out of money. Before you close your doors, consider if you can get […]

Did you know that approximately 12 million Americans use payday loans annually, and the average payday loan is $375 for a two-week term?  Most people take out […]

Are you in need of quick cash? Payday loans can provide an immediate solution when facing financial emergencies. However, you have to know the ins and […]

Do you sometimes need a little extra money to get by? You’re not alone. In fact, a whopping 60% of Americans are living paycheck to paycheck.  […]

Did you know that people with bad credit typically struggle to get loans from mainstream lenders, have to pay more for their loans, and tend to pay […]