Did you know that the average American has approximately $90,000 worth of debt? That’s a staggering amount, and it can have devastating effects on your financial […]
Did you know that, according to CNBC, credit card balances went up 15% in 2022’s third quarter, making the increase, year-over-year, the greatest it had been in over […]
If you have credit card debt, it probably won’t surprise you to learn that Americans owe a whopping $986 billion on credit cards. If you’re part of […]
Currently, 30% of Americans have between $1,001 and $5,000 in credit card debt, and 6% have over $10,000. This is a frightening number to think about, especially […]
Being in a financial bind is a tricky and stressful situation and one that many people find themselves in at one time or another. Financial emergencies are […]
A recent survey showed that only 43% of Americans have enough savings for unexpected emergencies, and 4 in 10 working adults have more credit debt than savings. […]
Did you know that most people keep their car for 8-9 years? A reliable and well-maintained car is essential for most people’s daily lives, but during […]
In the United States, approximately 12 million people take out payday loans each year, with the average loan term being two weeks. Payday loans are high-interest […]
Every year, there are over 131 million emergency room visits, and over 18 million of them result in hospital admissions. You might feel like you’re in good […]
In the US, people have $143 billion in personal loan debt. This accounts for 21.1 million personal loans that are currently outstanding. Interest rates for personal […]
A staggering 53% of Americans have been rejected for a credit product due to poor credit history. Is your bad credit score preventing you from accessing […]
Financial emergencies are just that — emergencies. You aren’t always prepared when disaster hits. If your roof suddenly starts leaking or your car breaks down, you […]
63% of American workers live paycheck to paycheck, according to a recent report. This makes the need for extra financial support, like loans, an all-too-common occurrence. […]
The average American holds a debt balance of $96,371. While this number might seem high, the cost of buying a house and car has increased. Of course, […]
According to one study, 38% of Americans have at least three credit cards. However, even though it’s common for people to have that many credit cards, there […]
Some 19.1 million U.S. consumers have unsecured personal loans. 3.39% of these loans are in delinquent status. While a personal loan can help address a money […]
According to statistics, 56% of Americans don’t have enough savings to cover a $1,000 emergency expense. If you’ve been hit by a financial emergency, applying for a […]
The average personal loan’s interest rate is around 14.47%, but the figure may look higher on your documents than it actually is. That’s because you’re seeing […]
Almost half of Americans believe that the current economy is hurting their financial situation. 69% sat that it is only positively impacting the rich. Because of […]
56% of Americans say they don’t have at least $1,000 in savings to cover an unexpected expense. Emergency and unexpected expenses pop up in daily life […]
According to a recent GoBankingRates survey, 30% of Americans owe between $1,000 and $5,000 in credit card debt. If you’re dealing with unwanted debt, it can […]
Almost a quarter of Americans have an active personal loan that they’re currently paying back. If you’re looking to get small instant loans immediately, you’re far […]
Not only are 90% of Americans stressed about money, but 73% of them rank financial problems as the #1 stressor in their lives. If you’re struggling, […]
The repayment of loan installments can impact your credit score and future ability to access funding. Here are some financial tips to repay your loans faster.
Knowing how to apply for a personal loan can be essential. We look at how to get approved for a personal loan and what you might need in your application.