Did you know that, in 2020, 1 in 3 Americans were having trouble paying their expenses? Specifically, 34% of Americans said in a survey that they had difficulty when it came to covering basic expenses like mortgage or rent, food, medical expenses, student loans, or car payments.
If like many Americans, you’re struggling financially, you might be feeling stressed. If you’ve recently had a financial emergency, your stress might be through the roof.
Fortunately, with a fast loan online, you can get money quickly. This is even if you have no credit history.
In this article, we’ll review how you can get a fast loan online with no credit history. Finally, you can get the money you need and be back on your feet again. Read on to learn more.
First, you need to find a loan provider that doesn’t require a credit history. Chances are, this is something you may have already tried doing before and come across many lenders that do require a credit history. Fortunately, if you’ve had trouble, you can simply use our service at FastLoanDirect.
We don’t require you to have a credit history when you apply for a loan, so you can go ahead to our website and start the loan application process.
The second step to take when getting a fast loan online with no credit history is to check if you meet the requirements. For example, if you’re using a service like ours at FastLoanDirect, you have to be a US citizen, be currently employed and receiving a steady income, be at least 18, and have a bank account.
This bank account should be set up in such a way that it’s possible for you to receive the fast loan we’ll give you. Additionally, it helps if it’s possible for you to receive direct deposit funds into this bank account.
The third thing you need to do is go to the fast loan online website. Once you’re there, you’ll see a form you can fill out where you put in information regarding your desired amount. On the FastLoanDirect website, for example, you’ll first be asked to choose the amount of money you want.
The options available include $500, $1,000, and $5,000. If you don’t want to select one of these options, you’ll also have the opportunity to enter an amount into the field below the options that appear.
The amount you can put into this field has to be between $1,000 and $35,000. Then, you’ll click “Continue” to apply online.
Once you’ve put in the information regarding the loan you want, you’ll provide the information required by the fast loan online provider. For example, with us at FastLoanDirect, you’ll first be asked to put in your legal first and last names.
Then, you’ll be asked to provide your email, phone number, and what time you prefer to be contacted. Then, you’ll provide information related to where you live, including your zip code and home address.
To verify your identity, the website will also ask for your date of birth.
The next step requires you to provide additional qualifying information. Note that providing this information won’t affect your loan request. It will, however, help FastLoanDirect find you, for free, additional payment solutions.
You have to let us know whether you have credit card debt that’s $10,000 or more, whether you have unsecured debt that’s $10,000 or more, and whether you’d be able to afford a $250 aggregated monthly payment.
Next, we’ll ask whether you have a car that’s registered in your name. Then, we’ll ask you how long you’ve lived at the residence where you live currently.
The answer options you can select from include five years or more, four years, three years, two years, and one year or less. Next, we’ll ask whether you currently own or rent your home.
Afterward, we’ll ask you to provide us with your monthly gross income (the amount you make per month before taxes). There are different ranges you can select to answer this question.
These options include $5,000 or more, $3,500 to $4,000, $2,500 to $3,000, $1,5000 to $2,000, $4,000 to $5,000, $3,000 to $3,500, $2,000 to $2,500, and below $1,500.
Next, we’ll ask about pay frequency. The options you can select from include weekly, bi-weekly, monthly, and semi-monthly. Then, we’ll ask whether you’re a military member (active-duty).
After this, we’ll ask you to provide information regarding your income source. The options you can choose from include “benefits” or “employed.” If you say you’re employed, we’ll ask for your employer’s name.
Next, we’ll ask how long you’ve been employed. Then, we’ll ask for your work phone number. After this, we’ll request your state ID or driver’s license number (and from which state).
There are several other steps you’ll complete so we have the additional information we need. Once you’ve completed your application, all you have to do is wait to receive your loan!
Now that you’ve learned how to get a fast loan online with no credit history, you might want to find a fast loan provider so you can get instant cash. In this case, look no further than FastLoanDirect. We can get a fast loan to you online in a very short period of time.
To apply for a fast loan through FastLoanDirect, get started now.