January 16, 2023
Understanding How Payday Loans for Self Employed Individuals Work
Few things are as fulfilling as being your own boss. And when you’re profitable, it’s like icing on the cake. But entrepreneurship suddenly becomes not so […]
January 15, 2023
5 Questions To Ask Before Finalizing a Cash Advance
According to some research, 70% of Americans are looking for other jobs that can help them supplement their income to battle inflation. However, some people might […]
January 14, 2023
Your Guide to Understanding Short Term Loan Interest Rates
Are you considering taking out a short-term loan? Unlike other financing options, you won’t have to wait weeks for approval. You’ll get access to the cash […]
January 13, 2023
5 Strategies to Repay a Loan With Minimal Financial Impact
Research shows that people making less than $40,000 have a 62% higher chance of needing payday loans. Those who earn more annually use fewer payday loans. If […]
January 12, 2023
6 Things To Consider When Looking for an Online Loan
Are you looking for an online loan? Read on for a few important things to consider before choosing a quick loan for you.
January 11, 2023
Your Guide to Using a Direct Lender Payday Loan
According to some research, 56% of Americans don’t have enough emergency funds for $1,000.  If you also find yourself in this situation, then you may want […]
January 10, 2023
How Much Emergency Medical Care Can You Afford?
If you’re lucky enough to have health insurance, emergency medical care isn’t going to break the bank. You will only have to pay between $50 and […]
January 9, 2023
The Best Way To Get Instant Cash for Your Car Repairs
When you’re budgeting for a new car, there are a few expected expenses that you know to include. For instance, you’ll need to factor in the […]
January 8, 2023
Perfecting Your Personal Finance: Understanding How an Unsecured Loan Works
About 22% of American adults have a personal loan. There are many different types of loans, but unsecured and secured loans are two of the most […]
January 7, 2023
When Should You Consider Applying for Instant Cash Payday Loans?
Instant cash payday loans can be helpful in difficult situations and can help tide you over. We take a look at situations where these loans make sense.
January 6, 2023
5 Reasons Why You Should Consider a Quick Loan for Home Repairs
Home repairs are essential to keep you and your family safe and comfortable. Here's why you should consider a quick loan for your home repairs.
January 4, 2023
Bad Credit? Here’s How To Secure a Personal Loan Today
What if bad credit was keeping you from getting the loans you need? Poor credit is very common. In fact, around 16% of Americans have no […]
January 4, 2023
Payday Loan Terms: What is a Cool Off Period?
There are several important terms used in payday loan contracts. We answer the question, "What is a cool off period when it comes to payday loans?".
January 2, 2023
7 Helpful Tips for Handling Expensive Pet Emergencies
Nothing can make you feel as powerless as experiencing pet emergencies that you can't afford upfront. Here are some financial strategies to survive.
January 1, 2023
How To Get an Emergency Loan: A Guide
Most American households don’t bring in more than $65,000 a year. With the current economic downturn, it’s no surprise that people are searching for financial assistance […]
December 31, 2022
Making the Cut: Tips for Succeeding in Your Payday Loan Application
When you need financial assistance in a tight situation, you want to make sure your payday loan application does not get denied or delayed.
December 27, 2022
An In-depth Guide to the Different Types of Loans You Can Apply For
The average American has over $90,460 in debt. While Generation X has the highest mortgage loan balance, millennials are not too far behind. On the other […]
December 22, 2022
What to Do if You Can’t Make a Personal Loan Payment
Did you know that the average personal loan is $9,928.62? Whether you’re using a personal loan to cover medical expenses or fund home renovations, it can be easy […]
December 20, 2022
Can You Take Out a Loan to Cover Funeral Costs?
Did you know that only 17% of Americans have preplanned and created a source of money for their funeral? Unfortunately, so many others don’t have the […]
December 15, 2022
How to Recognize and Avoid Online Loan Scams
Did you know that over 2.3 million people file fraud complaints each year? This includes fraud from loan scams and other forms of identity theft. These […]
December 13, 2022
7 Personal Loan Requirements You May Not Know About
Did you know that the average debt after graduating from college is around $30,000? Sometimes there’s no getting around the need to borrow money, especially in the event of an […]
December 8, 2022
5 Benefits of Short-Term Financing
According to statistics, 41% of people in the US are forced to live paycheck to paycheck.  One of the reasons for this is the current inflation rate. […]
December 6, 2022
How to Compare Loan Terms and Rates to Get the Best Deal
Comparing loan offers can be a challenging and often frustrating task. If you need money quickly, you don’t want to sort through tons of fine print, trying […]
December 1, 2022
Can a Personal Loan Help You Build Credit?
The average credit score in the United States is around 698. If your credit score is far below this number, you know that it can be […]
November 29, 2022
What Is a Personal Financial Statement?
Are you preparing to apply for a loan? Whether you’re looking to secure a mortgage, personal loan, or any other type of funding, there are different […]
November 27, 2022
How Quickly Can You Improve Your Credit Score? A Brief Guide
Depending on how you count it, the average credit score in the U.S. was between 698 and 714 in 2021. Though, a score can go anywhere between […]
November 25, 2022
Understanding Interest Rates: How APR Works
American consumers don’t always know exactly what’s going on in their wallets. In fact, one in five don’t know whether they have credit card debt at […]
November 24, 2022
Should You Take Out a Personal Loan for Bills?
On average, people in the United States pay around $2,060 per year in bills and utilities. Bills can often be hard to deal with, especially for those […]
November 23, 2022
How to Get a Loan for Medical Expenses
It's often difficult to predict when you might need medical attention, and budgeting for this can be challenging. Here's how to get a loan for medical expenses.
November 22, 2022
When To Take Out a Short-Term Loan
Consumers in the US have a total personal loan debt of $177.9 billion. If you’re thinking about taking out a loan, it’s important to know what […]
November 21, 2022
How Does the Fair Credit Reporting Act Affect Your Loan Application?
Your credit information stays secure and accurate under the Fair Credit Reporting Act (FCRA). Discover how this law affects your loan application here.
November 17, 2022
How to Use Emergency Loans to Your Advantage
What if you weren’t prepared for a major emergency and you didn’t even know it? In America, 56% of people would be unable to cover a sudden […]
November 15, 2022
What You Need to Know About an Overdraft Loan
Did you know that the average American has under $9,000 in their bank account? This may sound like a decent bit of padding but all it […]
November 12, 2022
What Is a Personal Loan Origination Fee?
Taking out a loan comes with various fees. Learn about a personal loan origination fee here to better understand the costs.
November 10, 2022
What Is a Secured Personal Loan and How Does It Work?
Did you know that the average American spends around $60,000 each year? This includes necessities such as food and housing, as well as things like entertainment […]