The Best Places to Get Online Loans Quick

According to some research, nearly a quarter of Americans have taken out a personal loan.

If you’re going to be one of those Americans and need to take out some money quickly, you might want to look for instant cash loans. 

Keep reading to discover some of the best places to get online loans quick. 

SoFi

When you’re looking for loans, Social Finance will offer personal loans up to $100,000. The borrower will need good to excellent credit, but there are no fees with this loan. 

They also offer student, auto, home, and small business loans. They don’t charge late fees, and there are different payment terms. You’ll need to borrow a minimum of $5,000. 

When you borrow from them, you also become a member and are eligible for unique benefits.

LendingPoint

LendingPoint offers loans to people who have a low credit score, and you can get funding as soon as one business day later. They also provide the option to prequalify so that you don’t have to hurt your credit score. 

However, the average APR for these loans can be pretty high, and you can’t use a cosigner to help lower the APR. 

They have low origination fees, no repayment penalties, and no late fees. You can borrow anywhere between $2,000 and $36,500 from them. The repayment terms usually last anywhere between twenty-four to sixty months. 

These loans are available in any state except West Virginia and Nevada. You can use these loans to improve your home, take care of medical expenses, or make other large purchases. 

Like SoFi, this lender offers different benefits and advantages to its borrowers. Eligible borrowers can even refinance their loans to get a longer-term or a lower interest rate.

CashUSA.com

CashUSA.com has loans ranging from $500 to $10,000. You can have a loan term between three to seventy-two months. They have an extensive network of lenders, but you’ll need to at least be eighteen and be a United States citizen to qualify. 

They don’t check your credit score, but you will need to be able to prove that you can make an income of at least $1,000 a month. You’ll also need to have a checking account in your name to receive the funds. 

Payoff

This lender offers personal loans designed to help you lower your credit card debt. They operate in almost every state, and you can take out a loan of up to $40,000. 

This company is underneath the parent company of Happy Money, which takes a different approach to make sure that people are taken care of. Borrowers won’t have to face any late fees or prepayments. 

Applicants can also get preapproved without a hard credit check, which could otherwise damage their credit score. 

If you have a lower credit score, you could still be eligible. However, personal loans are only available for credit card debt consolidation. 

Navy Federal Credit Union

Navy Federal Credit Union is a great credit union because they offer affordable loans with no origination fees. They can send the funds to your account the same day if you’re a qualified borrower. 

However, the membership is only available to armed forces members or their family members. You will also get lower rates, no fees, and specials on financial products when you’re a member. 

The loans are available in all the states, and you can apply online or speak to a customer support agent if you don’t want to do it online. There is no published minimum credit score you’ll need to qualify.

They even have a pre-qualification tool that won’t hurt your credit but will let you determine if it is right for you. However, if your credit score isn’t high enough, you can have a cosigner or a joint applicant on your application. 

CreditLoan

CreditLoan is also a lending network that offers personal loans for people who need cash quickly. The loans range from as little as $250 to as much as $5,000. 

The great thing about this lender is that you don’t need a good credit score to apply. You can apply online, and it’s quick, easy, and free.

Potential lenders will review your request and loan you the money if you meet their criteria. You’ll complete everything online and have the cash in your bank account in under twenty-four hours when you accept an offer.

PNC Bank

PNC Bank has been around since 1852, and it’s one of the largest banks in the United States. They have many different services, including loans up to $35,000. 

They will consider applicants based on their credit history, income, and ability to repay the loan. They have a wide range of repayment terms and loan amounts so that you can find something that fits your budget.

You can use a cosigner on this loan if you want to get a lower APR, but you can only prequalify if you’re a select customer. They also have account features that will let you manage everything online.

You can also get a .25% point discount if you set up autopay for your loan.

Discover More of the Best Places to Get Loans Quick

These are only a few of the best options to get loans quick, but there are many other places where you can get instant cash. 

If you need someone to direct you to the right places, check out FastLoanDirect. 

We can provide you with the best loans that accept applications from people with low credit or no credit record. Check out our website to find a loan that can give you funding the next day.