These 7 Places Will Give You an Immediate Loan Without a Credit Check

According to some research, 16% of Americans have no credit. If you’re one of those people, you might find that it’s difficult to get a loan with bad credit or a low credit score.

But what happens when you need an immediate loan to take care of some emergency? 

Thankfully, it’s still possible to get a loan with no credit check. Keep reading to discover the best places to get immediate cash. 

1. FastLoanDirect

FastLoanDirect offers personal loans that range from $100 to $35,000. They will connect you with a network of available lenders.

If you’re approved for funding, you can get the money in your account as soon as the next business day. They also find lenders who work with people who have a low credit score or no credit. 

2. Happy Money

Happy Money offers personal loans that can help you consolidate your credit debt. Because of this, many of their borrowers don’t have good credit. 

They offer loans in almost every state but two, and you can get a loan up to $40,000. What makes this place unique is that they aren’t a bank, and instead, they work with lending partners that will create the loans. 

The financial wellness company is under a company called Happy Money. They take a more psychological approach to money so that you can focus on taking back control of your happiness.

You won’t have to deal with any let or prepayment fees, and you can get preapproved without ever having a hard credit check. Keep in mind that these loans are only available to consolidate your credit card debt.

3. LightStream

LightStream will give you a same-day loan with a low APR. They have $0 origination fees, long payoff periods, and large loan sizes. It’s a great package, and you can get pre-approved without a hard credit check.

In general, you’ll be able to be approved and receive funding within the same day or two business days. The APR ranges from between 3 to 20%. There is no origination fee, and you’ll have between 24 and 144 months to pay off the debt. 

4. MoneyMutual

MoneyMutual is one of the biggest online lending networks, and they don’t require a credit check. You can get approved for a short-term loan by doing all of the paperwork online. 

If you’re approved, they’ll give you the money in your bank account the next day. You do need to be at least eighteen years old to take out this loan, and you’ll also need an active checking account. 

While they don’t require a credit check, they do require that you make at least $800 per month. You’ll need to provide proof of income and employment. But the requirements will vary depending on each lender.

If you’re approved, you could get anywhere between $250 to $2,500. But the maximum amount will depend on how qualified you are.

However, if you live in New York or Connecticut, then these loans aren’t available to you.

5. BillsHappen

BillsHappen will allow loans up to $5,000 for people who are approved. You can submit one form and receive multiple different lenders without ever hurting your credit score. 

Regardless of what credit rating you have, you can apply for this loan. You will need to provide your SSN, your driver’s license, and an active bank account. If you’re approved, you can get the funds as soon as possible. 

This will help you get funding if you have any unexpected or unapproved expenses. But this network helps make sure that you can get a quick payout along with a generous and flexible repayment timeline. 

There is a wide range between the minimum and maximum amounts, and you can qualify for different amounts based on your personal qualifications. 

6. Bad Credit Loans.com

Bad Credit Loans give loan amounts between $500 and $10,000. You can compare quotes from different lenders through their network. They also have flexible credit requirements.

The online application is very easy, and in most cases, you can get approved within five minutes. If you’re approved, you can get funding within twenty-four hours. 

They accept applications from consumers who can’t get approved anywhere else. Some lenders partner with networks that accept loan requests without doing a credit check. 

However, a loan that doesn’t require a credit check will be more expensive and have different terms. So make sure you read all of the fine print before you sign up for one of the loans.

7. CashAdvance.com

The loan amounts from this lender range between $100 and $1,000. There are short-term loans with flexible credit requirements. They will compare quotes from different lenders, and they can approve the five-minute approvals, and they could have 24-hour funding. 

While there is no credit check, you will need to make sure a monthly income of $1,000 and provide proof of employment. You’ll need to be at your current place of employment for 90 days. 

You can request a small amount from this company without needing a credit check. Instead of making payments to lower your debt, the loan provider will require that you pay a full repayment (with interest) in thirty days. 

Discover More Places That Will Give You an Immediate Loan

These are only a few places that will give you an immediate loan, but there are many more lenders that you can check out.

One other place that can help you out if you have no credit score is FastDirectLoan.com. 

We have a network of different lenders that could provide funding the next business day. If you need one of these loans, check out our website today.